PRIVACY POLICY

 

 

This Privacy Statement applies to information collected by CADORIM INTERNATIONAL in connection with the Services.

 

CADORIM INTERNATIONAL takes your privacy very seriously. This Privacy Policy applies to CADORIM INTERNATIONAL websites (for purposes of this Privacy Policy, "websites" includes https://www.cadorim.com/ and the services associated with it

 

This Privacy Policy applies to information related and retrieved in connection to the Service.

 

Terms used but not defined in this Privacy Policy have the meanings assigned to them in our User Agreement.

 

CADORIM INTERNATIONAL is committed to protecting our customers' privacy and security. This Privacy Policy explains what personal information we collect about you, with whom we share it, and how you (the user of the Service) can direct us not to share certain information with certain parties. "Personal Information" refers to information that can be used to identify an individual.

 

You should read this Privacy Policy in its entirety.

 

 

1.  Description

 

The types of personal information we collect and share depend on the product or service you have with us. We may collect the following information about the Sender and Beneficiary, which may include non-public Personal Information:

 

·     government identification numbers, such as driver’s license, state identification, passport, visa, Social Security or tax identification number;

 

·     name, address, email address, mobile and home telephone number, age, date of birth, gender, citizenship, occupation and marital status;

 

·     account balances and transaction history;

 

·     credit, debit, bank account and payment history information;

 

·     computer and mobile device information, such as the domain and host you use to access the Internet; your computer’s IP address; mobile device geolocation, number and other information from and about your device (such as device properties, settings, applications, stored information and usage) and carrier; the browser and operating system software you use; websites you have visited or later visit, social profile and network information; the date and time you access our website, the internet address used to link to our website when you visit us, and cookie information.

 

You consent to our collection, storage and transfer of information by computers or storage devices in Belgium and elsewhere.

 

2.     Reason for Collecting your Information

 

a.     To process your Transactions;

 

b.     To verify your identity;

 

c.     To collect payment for your use of the Service;

 

d.     To allow our partners to fulfill their promotional obligations to you;

 

e.     To troubleshoot problems with the Service;

 

f.      To comply with applicable laws, regulations, and rules, such as those relating to "know-your-customer" and anti-money laundering requirements;

 

g.     To detect and prevent fraud and other illegal uses of the Service; and

 

h.     To send you marketing notices, service updates, and promotional offers.

 

 

 

3.     Method for Collecting your Information

 

We collect your personal information, for example, when you:

 

a.     send or receive money, complete a payment or use or request other products or services from us or other financial companies;

 

b.     submit information to us, our Agents or other third parties on applications, forms, and by other means;

 

c.     use or visit our or other online sites (for example, to complete a transaction, manage your accounts, or provide your choices);

 

d.     enter a promotion, register for email alerts or marketing communications, or join a loyalty program;

 

e.     use our internet sites, such as https://www.cadorim.com/

 

 

 

We also collect and corroborate information about you from a variety of sources, including without limitation, computer systems and mobile devices; third party sources such as our business clients, government agencies, advertising agencies and networks, social media operators and networks, and other suppliers of information; and consumer reporting agencies.

 

We may collect, track and combine information across devices, platforms and transaction channels.

 

 

4.  Disclaimer: Software and Analytics Assessing your Information and Use of the Service

 

As is true of most websites, we gather certain information automatically and store it in log files. This information may include your internet protocol (IP) address, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. From time to time, we may combine this automatically collected data to other information we collect about you for reasons such as analysis, security, content generation or marketing.

 

We may use the analytics tool in order to develop and analyze use of the Service. Analytics companies may access anonymous data (such as your identifier for advertising or device identifier) to help us understand how the Service is used. They use this data on our behalf and do not use this data for their own purposes except in aggregate form; they do not share data as to any individual user except in limited circumstances.

 

We may use mobile analytics software to allow us to better understand the functionality of our mobile software on your mobile device. This software may record information such as how often you use the mobile applications, the events that occur within the mobile applications, aggregated usage and performance data, and location from where the mobile application was downloaded. We may link the information we store within the analytics software to any Personal Information you submit within the mobile applications.

 

We engage third parties, such as marketing or analytics partners, who may collect information about your online activities over time and across different websites when you use our websites. Third parties, with whom we partner to provide certain features on our websites or to display advertising based upon your Web browsing activity and to collect and store information.

 

 

 

5.  Use of Information

 

CADORIM INTERNATIONAL does not sell or rent the information we collect to third parties for their promotional purpose unless we receive your permission to do so.

 

Nevertheless, we may share information about the Sender and the Beneficiary (including non-public Personal Information) in the following manners:

 

Disclosures not subject to an opt-out choice include: disclosures necessary to effect, manage or execute a transaction you requested; disclosures to our authorized vendors, or service providers; disclosures permitted or required by law or disclosures to prevent fraud or other illegal activities.